Chailease PAY LATER

Buy Big, Pay Small. Ideal Even For Students.

What Is Chailease Paylater?

Chailease Paylater is a program which allows anyone to own a new item model with low monthly commitment. You can opt to a repayment loan tenure up to 48 months. Student applicants are able to have repayment loan up to 36 months!

How To Apply?


Step 1

Fill in your information and complete the application form.

Step 2

Authentication and financial evaluation process from Chailease.

Step 3

Applicants will be notified when their application has been approved.

Step 4

Once the application has been approved, applicants are able to visit the store in order to pick up the purchased items.


Apply Now

Browse Our Products


  1. What are the tenure options available?
    • You can opt to a repayment loan tenure up to 48 months.
    • Student applicants are able to have repayment loan up to 36 months.
  2. Financing Details



Loan Amount

Min RM 2000 – Max RM 10’000

Processing Fees

RM 60 (Limited Time Promotion) – RM 5000 & Below

RM 110 – Above RM 5000

Interest Rate ( Fixed)

RM 5000 & Below – 1.25% per month ( 15% per year)

Above RM 5000 – 1.1% per month ( 13.2% per year)


Max 48 Months


  1. Applicant Basic Criteria
    • Malaysian Citizen ( Working In Malaysia Only)
    • Between the age of 18 to 60 years
    • Working and staying in Semenanjung Malaysia
    • Working 6 months above with current employer
    • Net Salary RM 1000 above
    • Salary With EPF deduction
    • Food Delivery Rider
      • Minimum total income of RM15000
      • Year of service must be at least 1 year
    • Students
      • Malaysian Citizen
      • Between the age of 18-25 years
  2. Applicant document
    • Basic Salary
      • A copy of Identity Card (Front & Back).
      • Latest payslip (One Month only).
    • Fully Commission Based
      • A copy of Identity Card (Front & Back).
      • Latest payslip (6 Months only).
      • Latest Bank Statement (6 Months only).
    • Self- Employed
      • A copy of Identity Card (Front & Back).
      • SSM Documents
      • Latest Company Bank Statement (6 Months only).
    • Food Delivery Rider
      • A copy of Identity Card (Front & Back).
      • Latest payslip (One Month only).
      • Driver apps profile (Screenshot)
  1. How do I make my monthly repayment?
    • Auto-Debit from applicant’s bank account
    • Pay manually via our apps “JOMAUTO”, for more information, may contact our customer service officer at 03-7666 0888 or
  2. What happens if I make payment after my due date?
    • It is advisable for Applicant to make payment before/on due date. Late payment charges will be imposed if the payment is made after due date.
  3. Is automatic debit a requirement for every applicant to this program?
    • Yes, all applicants must apply for auto-debit before to receive their items.
  4. Can I use online banking to make my monthly payments?
    • Yes. The monthly payment can be made via online banking. Applicant can obtain the details from “JOMAUTO“ apps or contact Chailease customer service officer.
  5. Will there be a reduction in fees for early payment settlement?
    • Yes. For more information please contact Chailease customer service officer
  1. When will I get the items?
  2. What is the process if my device is misplaced or stolen?
    • This program does not come with lost and stolen protection; hence you will need to continue paying until the end of the contract.
  3. What happens if my device is damaged?
    • You will need to keep paying until the end of the contract as this program does not provide protection against loss or theft of the device.

For more information, kindly contact Chailease Berjaya Credit customer service at 03-7666 0888 or email to

A-05-01, Block A PJ8, 23, Jalan Barat, Seksyen 8 Petaling Jaya, 46050 Petaling Jaya, Selangor

Tel: (603) 7666 0888
Fax: (603) 7969 1098